:root{--navy:#0f2a43;--navy-2:#16395a;--ink:#14212e;--muted:#56657a;--bg:#ffffff;--soft:#f4f6f9;--line:#e1e6ed;--accent:#c9a25b;--accent-soft:#f6efe2;--ok:#2f6f57;--r:10px}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}
body{margin:0;font:16.5px/1.65 "Segoe UI",system-ui,-apple-system,"Helvetica Neue",Arial,sans-serif;color:var(--ink);background:var(--bg)}
a{color:var(--navy-2);text-underline-offset:3px}a:hover{color:var(--navy)}
.wrap{max-width:1120px;margin:0 auto;padding:0 24px}
.skip{position:absolute;left:-999px}.skip:focus{left:10px;top:10px;background:#fff;padding:8px;z-index:9}
.muted{color:var(--muted)}
.site-header{background:rgba(255,255,255,.97);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:5}
.head{display:flex;align-items:center;justify-content:space-between;min-height:72px;gap:16px}
.brand{display:flex;align-items:center;gap:11px;text-decoration:none;color:var(--navy)}
.mark{width:34px;height:34px;flex:none}
.wm{font-weight:650;font-size:1.28rem;letter-spacing:-.01em;color:var(--navy)}
.wm-it{font-weight:400;margin-left:.32em;color:var(--muted);letter-spacing:.06em;font-size:.86em}
.on-dark .wm{color:#fff}.on-dark .wm-it{color:#a9b8c8}
nav{display:flex;gap:22px;align-items:center;flex-wrap:wrap}
nav a{text-decoration:none;color:var(--ink);font-size:.94rem}
nav a:hover{color:var(--navy-2)}
nav a[aria-current=page]:not(.btn){color:var(--navy);font-weight:600;box-shadow:inset 0 -2px 0 var(--accent)}
.menu-btn{display:none;background:none;border:1px solid var(--line);border-radius:8px;padding:6px 12px;font:inherit}
@media (max-width:860px){.menu-btn{display:block}nav{display:none;position:absolute;top:72px;left:0;right:0;background:#fff;flex-direction:column;align-items:flex-start;padding:12px 24px 20px;border-bottom:1px solid var(--line)}nav.open{display:flex}}
.btn{display:inline-block;background:var(--navy);color:#fff!important;text-decoration:none;padding:12px 22px;border-radius:8px;font-weight:600;border:0;font-size:.98rem;cursor:pointer;letter-spacing:.01em}
.btn:hover{background:var(--navy-2)}.btn-sm{padding:8px 16px;font-size:.9rem}
.btn-ghost{background:transparent;color:var(--navy)!important;box-shadow:inset 0 0 0 1.5px var(--navy)}.btn-ghost:hover{background:var(--soft)}
.eyebrow{display:inline-block;font-size:.78rem;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--navy-2);margin:0 0 14px}
.eyebrow:before{content:"";display:inline-block;width:22px;height:2px;background:var(--accent);vertical-align:middle;margin-right:10px}
.hero{padding:76px 0 56px;background:linear-gradient(180deg,var(--soft),#fff)}
.hero h1{font-size:clamp(2.05rem,4.4vw,3.15rem);line-height:1.12;letter-spacing:-.02em;margin:0 0 18px;max-width:24ch;color:var(--navy);font-weight:650}
.hero.page-hero{padding:56px 0 36px}.hero.page-hero h1{font-size:clamp(1.8rem,3.5vw,2.5rem)}
.lede{font-size:1.15rem;color:var(--muted);max-width:62ch;margin:0}
.cta-row{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}
section{padding:56px 0}
h2{font-size:1.75rem;line-height:1.25;letter-spacing:-.015em;margin:0 0 12px;color:var(--navy);font-weight:650}
h3{font-size:1.12rem;margin:0 0 8px;color:var(--ink);font-weight:650}
.section-intro{max-width:64ch;color:var(--muted);margin:0 0 28px}
.grid{display:grid;gap:22px}.g3{grid-template-columns:repeat(auto-fit,minmax(270px,1fr))}.g2{grid-template-columns:repeat(auto-fit,minmax(330px,1fr))}.g4{grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:26px}
.card.feature{border-color:var(--navy);box-shadow:0 0 0 1px var(--navy)}
.card .ico-box{display:inline-grid;place-items:center;width:42px;height:42px;border-radius:9px;background:var(--soft);color:var(--navy);margin-bottom:14px}
.ico{width:22px;height:22px;vertical-align:middle}.ico.sm{width:16px;height:16px;margin-top:-3px}
.price{font-size:1.9rem;font-weight:650;margin:8px 0 2px;color:var(--navy);letter-spacing:-.01em}.price small{font-size:.92rem;font-weight:400;color:var(--muted);letter-spacing:0}
.tag{display:inline-block;background:var(--accent-soft);color:#6b5222;border-radius:4px;padding:2px 9px;font-size:.74rem;font-weight:600;letter-spacing:.06em;text-transform:uppercase}
ul.ticks{list-style:none;padding:0;margin:14px 0}ul.ticks li{padding-left:28px;position:relative;margin:7px 0}
ul.ticks li:before{content:"";position:absolute;left:4px;top:.5em;width:11px;height:6px;border-left:2px solid var(--ok);border-bottom:2px solid var(--ok);transform:rotate(-45deg)}
.trust{list-style:none;margin:0;padding:0;display:grid;gap:14px 28px;grid-template-columns:repeat(auto-fit,minmax(230px,1fr))}
.trust li{display:flex;gap:10px;align-items:center;color:var(--ink);font-size:.95rem}.trust .ico{color:var(--navy-2);flex:none}
.trust-band{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:26px 0}
.steps{counter-reset:s;list-style:none;padding:0;display:grid;gap:14px}
.steps li{counter-increment:s;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px 22px 22px 76px;position:relative}
.steps li:before{content:counter(s,decimal-leading-zero);position:absolute;left:22px;top:20px;font-weight:650;color:var(--accent);font-size:1.25rem;letter-spacing:.02em}
.note{background:var(--soft);border-left:3px solid var(--accent);border-radius:0 var(--r) var(--r) 0;padding:16px 20px;margin:20px 0 0}
.band{background:var(--soft)}
.dark{background:var(--navy);color:#e8eef5}.dark h2{color:#fff}.dark .lede{color:#c3d0de}.dark .btn{background:#fff;color:var(--navy)!important}.dark .btn-ghost{background:transparent;color:#fff!important;box-shadow:inset 0 0 0 1.5px #fff}
table{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--line);border-radius:var(--r);overflow:hidden;font-size:.96rem}
th,td{text-align:left;padding:13px 16px;border-bottom:1px solid var(--line);vertical-align:top}th{background:var(--soft);color:var(--navy);font-weight:600}
.table-wrap{overflow-x:auto}
details{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:16px 20px;margin:10px 0}
summary{cursor:pointer;font-weight:600;color:var(--navy)}
.prose{max-width:780px}.wrap.prose{max-width:1120px}.wrap.prose>*{max-width:780px}.prose h2{margin-top:36px;font-size:1.35rem}.prose h3{margin-top:22px}
form .field{margin:0 0 18px}label{display:block;font-weight:600;margin-bottom:6px}
.hint{font-weight:400;color:var(--muted);font-size:.9rem}
input[type=text],input[type=email],input[type=tel],input[type=number],select,textarea{width:100%;padding:11px 12px;border:1px solid #c4ccd6;border-radius:8px;font:inherit;background:#fff}
textarea{min-height:110px}fieldset{border:1px solid var(--line);border-radius:var(--r);padding:18px 22px;margin:0 0 20px;background:#fff}legend{font-weight:650;padding:0 6px;color:var(--navy)}
.check{display:flex;gap:10px;align-items:flex-start;font-weight:400}.check input{margin-top:6px}
.profile{display:flex;gap:18px;align-items:flex-start}.avatar{flex:none;width:64px;height:64px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-weight:650;font-size:1.3rem}
.site-footer{background:#0b1f33;color:#c3cfdb;padding:48px 0 28px;font-size:.93rem}
.site-footer a{color:#e8eef5;text-decoration:none}.site-footer a:hover{text-decoration:underline}
.foot-grid{display:grid;gap:28px;grid-template-columns:1.5fr 1.3fr 1fr 1fr}
@media (max-width:860px){.foot-grid{grid-template-columns:1fr 1fr}}@media (max-width:520px){.foot-grid{grid-template-columns:1fr}}
.foot-h{color:#fff;font-weight:600;margin:0 0 10px;font-size:.82rem;letter-spacing:.1em;text-transform:uppercase}
.foot-desc{margin:14px 0 0;max-width:34ch}.site-footer .muted{color:#94a6b8}
.foot-links a{display:block;margin:0 0 4px}.legal-line{border-top:1px solid #22384f;margin-top:32px;padding-top:18px;font-size:.8rem;color:#8ea1b5;line-height:1.6}